Tether is designed for specific investor profiles. See if you fit.
You have spent 10 to 15 years at Microsoft, Amazon, Google, Apple, Nvidia, Meta, or Adobe accumulating company stock through RSUs, ESPPs, or stock options. The position has grown significantly. You know the concentration is a risk. You have not acted because selling means taxes.
Your portfolio has compounded well over the past decade. A few positions now dominate your net worth. Rebalancing or improving diversification would mean paying capital gains taxes you would rather not trigger today.
You serve high-net-worth clients with concentrated positions. You have been looking for a differentiated, advisory-backed solution for clients who are stuck between concentration risk and tax consequences.
If your embedded gain is modest (under 200,000 dollars) or your position is already reasonably diversified, a 351 conversion may not make sense. The complexity and cost may not justify the benefit.
A 351 conversion is designed for investors who want to remain invested. If you need to access the capital in the near term, this strategy is not appropriate.
Tether is advisory-led. You will work with a fiduciary advisor. If you prefer complete autonomy and do not want advisory guidance, this is not the right fit.
If your concentrated position is held in a 401(k), IRA, or other tax-advantaged account, a 351 conversion does not apply. These accounts already have tax deferral built in.
Book a discovery call. We will ask questions, listen, and tell you honestly whether a 351 conversion makes sense for your situation.
Book a Discovery CallThis content is for informational purposes only and does not constitute tax, legal, or investment advice. Section 351 transactions involve complex tax rules and individual circumstances vary significantly. Consult a qualified tax advisor, CPA, or attorney before implementing any tax strategy.